Special Financing
Get Special Financing Through Autoloan Credit Express
Your credit history may be limited or even tarnished. Sometimes, that's no fault of your own. That's why we're here to help. Special financing is a core part of our car finance and loan company in Fall River and New Bedford, MA. At Autoloan Credit Express, we provide special financing for all of our customers in the Providence and greater New England area. Get sub-prime financing for your next car, no matter if you have bad credit or no credit at all.
How Do I Know If I Qualify for Special Financing?
Special financing for auto loans has set terms in order to cover the borrower risk. This is why special financing usually carries a higher interest rate. Lenders that work with sub-prime borrowers often require them to pay more in interest than those with a higher credit score. Your credit score may range from:
- Excellent: 750 or Above
- Good: 700-749
- Fair: 650-699
- Poor: 600-649
- Bad: Below 600
If you come to Autoloan Credit Express with bad credit or no credit, we'll gladly work with you. This special financing is offered to SouthCoast shoppers whose lackluster credit history doesn't allow them to be eligible for regular auto loans with better interest rates. Still, special financing is far better than no financing at all. At Autoloan Credit Express, we strive to provide special financing rates that work for your budget.
If you've filed for bankruptcy in the past, you'll likely have to rely on special financing. The same goes if you've had a vehicle repossessed. Additional red flags from your credit history - as seen in your credit report - may hinder your ability to obtain traditional financing. These may include frequent late payments, collection notices, or prior defaults with other loans. All are credit risk signs that may have you turn to special financing through Autoloan Credit Express.
How Special Financing Works Through Autoloan Credit Express
All customers that drop by Autoloan Credit Express are given a fair shake, regardless of what type of credit history they come to us with. A bad credit score or nonexistent credit score doesn't disqualify you from us finding you an affordable auto loan with our special financing offers.
To get approved for special financing, you'll only have to provide us with generic financial information. This includes a permanent address and steady income, sometimes needing to exceed a minimum monthly amount. Your down payment may have to make up nearly 10 percent of the vehicle's listing price or exceed $1,000. Sub-prime borrowers may need to also provide additional documentation, including a recent utility bill or bank statement, driver's license, phone bill under your name, and a list of references with contact information. Any documentation provided allows our financial experts to get you approved for special financing in a timely manner. Autoloan Credit Express will take the rest from there.
As you come to Autoloan Credit Express for special financing, keep the following habits in mind to get the lowest special financing rate possible.
- Pay bills on time
- Make monthly payments in full or at least the minimum payment each month
- Obtain a source of credit
- Don't apply for more credit than you require
- Clear any outstanding debt
- Save up money for a down payment
Rely On Autoloan Credit Express for Special Financing When Purchasing Your Next Car
Your credit history - no matter how barren or tainted - should not keep you from paying for the car you want to drive. That's why subprime financing is so helpful. It allows SouthCoast drivers to own the car they would otherwise not be able to.
Autoloan Credit Express provides special financing to our customers with wide-ranging credit histories, knowing they deserve to pay off their car purchase in an affordable manner. Chat with the Autoloan Credit Express financial associates today to see how we can help situate you with special financing and a budget-tailored auto loan for your next car purchase.
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Autoloan Credit Express
428 Pleasant Street
Fall River, MA 02721
- Sales: (508) 673-7646
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