Get a Free Credit Report with the Help of Autoloan Credit Express

Knowing your credit score is the first step of the auto financing process. Here at Autoloan Credit Express, we strive to simplify your financing experience. That starts with getting a free credit report. Our car finance and loan company in Fall River and New Bedford, MA can help you obtain a free credit report and work with your credit history to provide the lowest interest rate you're eligible for.

Importance of a Credit Report

By accessing your free credit report, you have a better idea of what type of auto financing you're eligible for. Those with lower credit scores may require special financing. At Autoloan Credit Express, we provide sub-prime financing when working with customers who have poor credit or no credit at all.

Your personal credit history is outlined in a credit report. Your credit history includes information on how you pay your bills, bank and national department store credit card accounts, loans, and if you've filed for bankruptcy. This information is collected and updated by a trio of national credit bureaus: Equifax, Experian, and TransUnion.

The stronger your credit history is, the more buying power you have. You credit score will land in one of the following tiers:

  • Excellent: 750 or Above
  • Good: 700-749
  • Fair: 650-699
  • Poor: 600-649
  • Bad: Below 600

All SouthCoast borrowers are given a chance to report and correct any mistakes. By federal law, you have the right to get a free copy of your credit report from a credit bureau once every 12 months. By obtaining a free credit report, you're lowering the risk of identity theft in addition to potential errors that damage credit history.

How to Get a Free Annual Credit Report

  • Visit
  • Call 1-877-322-8228
  • Complete the Annual Credit Report Request Form and mail it to:

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

Choose any of the three options to obtain your credit report through the three credit bureaus. You'll get immediate access to your credit report online. When ordering your free credit report, you will need to provide your name, address, Social Security number, and date of birth.


Contact Autoloan Credit Express if you require any assistance obtaining your free credit report or how to analyze it and correct any potential mistakes. We'll use your credit history to help find a budget-accommodating auto loan for your next car purchase.

How Can We Help?

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  1. Autoloan Credit Express

    428 Pleasant Street
    Fall River, MA 02721

    • Sales: (508) 673-7646
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Get in Touch

  • Contact our Sales Department at: (508) 673-7646
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-7pm
  • Saturday9am-6pm
  • Sunday11am-3pm