Buying a new car is an exciting experience, whether it's your first or your tenth. As you begin shopping for a new car, one important decision you'll need to make is how much to put down as a down payment. While some may be tempted to put down as little as possible, others might opt for a larger down payment. So, what is the best option for you? Autoloan Credit Express is here to help you decide!

If you want to finance a vehicle, your credit score is a big deal. Your credit score affects your APR (annual percentage rate), and your APR determines how much you pay in interest as you pay back the loan. At Autoloan Credit Express, you can get a free credit report to find out where your credit currently stands. If your credit score is low, here are a few ways you can improve it.

Are you in the market to finance a car in Fall River, MA? Then you might want to know more about how your credit score affects the cost of financing a vehicle. Here is what you need to know about the role your credit score plays in getting a vehicle, and how we at Autoloan Credit Express can help if you have bad credit.

Lenders may hesitate to offer financing when you're just starting out. And we hate to say this, but here it is. It's because they don't trust you. And it has nothing to do with you as a person. But they know that things can either go really good or really bad. You can either pay every payment on time and become the perfect investment. Or, you can miss every payment and turn things into a dumpster fire. So, you might be hard-pressed to find a lender in the beginning. But that's why we're here.

It's a question you may ask after you've gotten pre-approved for an auto loan. Some people smile at their pre-approval and take their time looking for the right car. Others take the first good offer and drive home the same day. While neither option is a bad route, the first choice could put your pre-approval in jeopardy. So, how much time do you have before your pre-approval expires? We're glad you asked.

Psssst. Hey, you. Yeah, you over there looking to buy another car. I see you weighing the options in your mind. You'd love to get your hands on that 2018 Dodge Challenger RT. But there's a few things stopping you. One, your credit isn't in the best shape. And two, you're wondering about your debt-to-income (DTI) ratio. Because even if your credit is in bad shape, you can still get an auto loan. But if your DTI is too high, then you can kiss that loan goodbye. Alliteration aside, we'll help you find a good…

When you are shopping for a new car, truck, or SUV, one of the questions you may be asking yourself is whether you need to put any money down. We know that many folks will ask us this question when they are looking to secure auto financing. The truth is that there is no exact answer for this question until you apply. Another truth is that not putting any money down can be a problem for a lender. Autoloan Credit Express, located at 428 Pleasant Street in Fall River, MA, is here to tell you why this is the case…

Trading in a car, truck, or SUV can seem like a complex topic on its own. Many folks probably don't understand how dealerships come up with trade values for their vehicles. The truth is that there are a variety of factors. Car dealerships look at a variety of "books" to check on value, as well as market trends for car of the same year, make, model, mileage, condition, and features in the area. When you take in all of these intricacies, it may seem like adding a cosigner into the mix of things to consider might be untenable. The…

If you are a new resident of this country, you may have a lot of stuff going on in your life. You are probably trying to acclimate to a new culture and community. Some people might be trying to secure employment to achieve their goals and dreams. While there may be a lot going on, some new residents may be also dealing with the nuts and bolts that will help them achieve all of their goals, like the task of buying a car. Autoloan Credit Express, located at 428 Pleasant Street in Fall River, MA, is here to explain how…

If you are shopping for a new vehicle, you are probably working with a budget. You need to find a monthly payment that is going to fit in comfortably with all of your other financial obligations. There are a lot of factors that go into deciding your monthly car payment, like the term length. Another factor that people may not give as much attention to is interest rate. Car shoppers with lower credit scores are going to be paying higher interest rate, which may drive up their monthly payment.